Free Investing Calculators for Nigerian Investors
Free tools to estimate costs, model growth, compare Treasury Bill returns and plan your savings. No sign-up required.
Plan and Save
Work out where your money goes and how much you can put to work.
Budget Calculator
Build a simple budget, find surplus cash and see how much you can invest without sacrificing essentials.
Open calculator →Savings Goal Calculator
Set a target and see how much you need to save each month to reach it on time.
Open calculator →Net Worth Calculator
Add up your assets and liabilities to see where you stand today and track your progress.
Open calculator →Model Growth
See how time, regular contributions and reinvestment shape your results.
Income and Fixed Income
Estimate what your investments could pay you.
Treasury Bill Calculator: True Yield & Maturity Value
Estimate returns from Nigerian Treasury Bills and compare rates, tenors, maturity values and effective yields.
Open calculator →Dividend Yield Calculator
Calculate the dividend yield of any Nigerian stock from its annual dividend and current share price.
Open calculator →Costs and Inflation
Understand what investing costs and what inflation takes back.
How to Use These Calculators
- Choose a tool that matches your question, such as costs, growth, income or planning.
- Enter your own figures. Use current rates from the issuer, your broker or the official source.
- Compare scenarios. Change one assumption at a time to see how much it matters.
Frequently Asked Questions
Are the calculators really free?
Yes. Every calculator on this page is free to use, with no account or sign-up required.
Do you store the numbers I enter?
The calculators are for your own estimates. Please do not enter account numbers, BVN, NIN or other sensitive details into any tool. See our Privacy Policy for how the site handles data.
Are the results guaranteed?
No. Results are estimates that depend entirely on your inputs. Actual returns, fees and taxes can differ, and investing carries risk, including loss of capital.
Where should I get current rates and fees?
From primary sources: the issuer or fund manager, your licensed broker, and official publications from the CBN, DMO, NGX and SEC Nigeria.
Found a mistake or want a new calculator?
Tell us through the contact page. Correction reports follow our Corrections Policy.